The state of Connecticut guarantees and protects the right to an abortion up to 24 weeks. Connecticuts Medicaid, HUSKY Health, cover the cost of the abortion, but other private insurances and Medicaid from other states may not cover the cost of this procedure. Only 20% of CT residents are covered by state Medicaid; 71 percent of Connecticut women have private health insurance through their employer or through direct purchase. Too many women in Connecticut wonder, if i need an abortion do i have to pay out of pocket?
Connecticut should require all insurance plans to cover the cost of abortion, increasing access to affordable, quality reproductive health care. The average cost of an abortion is between $500 and $700, with costs varying by length of pregnancy and type of insurance. The right to an abortion in Connecticut has been written into Connecticut state law since 1990, and in Connecticut women have access to 700 reproductive health centers. Yet many of them charge a large fee to receive this treatment.
Anthem Blue Cross Blue Shield (BCBS) is one of Connecticut’s most respected private health insurance providers. Although Anthem offers many different benefit plans, only some cover elective abortions. This could mean that many Connecticut residents who decide to have an abortion because they don’t want a child, aren’t financially ready, or have other personal reasons will find that the Anthem BCBS plan they choose won’t cover the procedure. This private health insurance company, which serves more than a million members in Connecticut, offers some plans that cover abortion only if the provider can accurately prove that the pregnancy is the result of rape or incest, or if the woman suffers from a physical disorder, disease, or injury caused by or resulting from the pregnancy that can cause a woman to die.
Anthem BCBS members whose coverage doesn’t cover elective abortions could face big medical bills or an unwanted child.
.Connecticut should follow a policy similar to New York State: they require by law most private insurance covers abortion care with no deductible or deductible.
In 2022, Governor Ned Lamont signed the agreement Defense of Reproductive Freedom Act into a bill that allows trained, qualified, advanced care clinicians to perform aspiration abortions for CT residents and anyone traveling from out of state. This means there are more registered clinics that can provide safe and legal abortions in the state, expanding care to those in the state and territory.
[Connecticut is now a ‘safe harbor’ for abortion seekers. What does that mean?]
Connecticut should require all insurance to cover abortions in the state. This way you get cheaper and better quality treatment. More than 70 percent of women in Connecticut have private health insurance, leaving them with expensive copays and deductibles. Connecticut government officials should prioritize expanding requirements for insurance-covered procedures, which will optimize access to and affordability of reproductive health care in Connecticut while providing affordable and safe access to care for women traveling interstate.
Skyla Contarino is a junior at Sacred Heart University majoring in Health Sciences and Public Health.
- Connecticut Expanded Abortion Options, But What Does It Mean?
- CT joins other New England states to form the Regional Reproductive Rights Coalition
- The TT abortion service provider sees a sharp increase in the number of external customers
#Opinion #require #insurance #companies #cover #abortion
Image Source : ctmirror.org